American Payday Loan
Start Today!
I have a regular source of income.
I receive at least $1000/month.
I have a bank account.
American Payday Loan: America's Payday Loan Lender
Secure Loans Today!
Do you have questions?

Want to find out how our partner's products work and what it takes to acquire one? Read through these frequently asked questions to have all your questions answered. There is no need to sign up for an advance and not be sure what you're doing. Be prepared when you receive the cash you want and find out what decisions you can make to have your loan paid off in full on time.

Frequently Asked Questions

What is a Payday Loan?

To put it simply, it is a short term, unsecured advance that use your future paycheck as collateral. They are also referred to as a cash advance or check advance.

How Much Can I Receive?

If approved, you can request funds in between $100 and $1,500.

Do I Qualify?

You qualify for a financial solution if you are:
  • Over 18 years of age
  • Make at least $1,000 a month
  • Have a working checking account
This will vary from provider to provider. Please ask your designated lender for any addtitional questions or concerns.

Can I Get One With Bad Credit?

Yes, most companies will work with you if you have less than perfect financial history.

How long is the Approval Process?

If approved, many lenders can have your money to you on the next possible business day.

Can I get Direct Deposit?

Yes, that is the only way online companies operate. Direct deposit is the easiest and safest way to complete a transaction.

When Is Repayment Due?

It usually matures by the time you receive your next paycheck, unless you decide to extend the length of your current agreement.

*Some additional terms and conditions may apply. Please ask your consultant about
all of the repayment options